Socialists and Democrats want bank services to be available to all. 'Having a bank account these days is just as indispensable as having a telephone', stressed Olle Ludvigsson, negotiator for the S&D Group. 'A bank account is indispensable in order to receive a salary, social allowances or to pay rent and bills. It can facilitate access to jobs, health care or accommodation for people living in disadvantaged circumstances'